Sunday, May 26, 2024
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Phil Joseph
Branch Manager
Sr. Mortgage Loan Originator
Over 30 Years' Experience
Movement Mortgage 
Rancho Bernardo Branch
11770 Bernardo Plaza Court #451
San Diego California 92128

Direct: 619.507.3558
Fax: 858.430.2557
Email: Phil@PhilJoseph.com
Website: www.PhilJoseph.com
NMLS# 249549
 
Licensed in California by the Department  of Business
Oversight under the Residential Mortgage Lending Act 417-0015 
 
Movement Mortgage may not be the lender for all products offered on this website. Some loans may be made by a lender with whom American Pacific has a business relationship. Equal Housing Opportunity.
 
Phil Joseph
Branch Manager
Sr. Mortgage Loan Originator
Over 30 Years' Experience
Movement Mortgage 
Rancho Bernardo Branch
11770 Bernardo Plaza Court #451
San Diego California 92128

Direct: 619.507.3558
Fax: 858.430.2557
Email: Phil@PhilJoseph.com
Website: www.PhilJoseph.com
NMLS# 249549
 
Licensed in California by the Department  of Business
Oversight under the Residential Mortgage Lending Act 417-0015 
 
Movement Mortgage may not be the lender for all products offered on this website. Some loans may be made by a lender with whom American Pacific has a business relationship. Equal Housing Opportunity.

Who is Eligible for a VA Loan?

The term "veteran", for VA housing loan purposes, includes most past and current members of all branches of the military, members of the National Guard, reservists, and certain categories of spouses. To determine your status online go to www.benefits.va.gov/homeloans/elig_center.asp, and apply for a Certificate of Eligibility (COE), which any lender will require prior to processing a VA loan application.

Before shopping for a home, real estate agent or lender, potential borrowers are strongly encouraged to also:

  1. review the online VA pamphlets, “VA Home Loans – A Quick Guide for Homebuyers and Real Estate Professionals” online at www.benefits.va.gov/homeloans/pamphlet.asp and “VA-Guaranteed Home Loans for Veterans”, also online at www.benefits.va.gov/homeloans/docs/vap_26-4_online_version.pdf
  2. review the information on the VA Loan Guaranty Home Loan Program web site at www.benefits.va.gov/homeloans
  3. contact your local VA Regional Loan Center. A complete listing of Regional Loan Centers is available online at www.benefits.va.gov/homeloans/rlcweb.asp.